Hatzidakis gooit kont tegen Trojka-kribben
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Ministry unveils new parameters for protection from foreclosures


Development Minister Costis Hatzidakis unveiled on Wednesday draft legislation that sets out the new criteria for protecting homeowners from foreclosures.

The government was unable to reach an agreement with the troika on the lifting of a moratorium on foreclosures for some homes and has decided to legislate on its own, without the lenders' approval.

The criteria announced by Hatzidakis mean that homes with a taxable value of less than 200,000 euros will still be protected if owners do not keep up mortgage repayments but only as long as they fulfill certain other criteria as well.

Foreclosures will not be allowed if:

1) The taxable value of the property is under 200,000 euros

2) Gross household income (not including social security contributions, income tax and solidarity tax) is no more than 35,000 euros

3) The owner’s total assets are under 270,000 euros

The criteria will be relaxed a little for families with three or more children.

The Ministry also proposes that those with a household income of less than 15,000 euros per year should pay a monthly mortgage payment of 10 percent of their net monthly income.

Those earning between 15,000 and 35,000 per year should pay monthly mortgage payments that amount to 10 percent of their first 15,000 euros of income and 20 percent of anything they earn above that.

The unemployed will be allowed to forego monthly payments until they have an income.


ekathimerini.com , Wednesday December 18, 2013 (15:13)
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